Appel Asset manages client portfolios of  mutual funds, stocks, bonds and bond funds, exchange traded funds, index options, derivatives and other instruments. Clients are charged according to a fee structure based on assets under management.

Accounts are maintained under individual client registrations at the mutual fund families which are trade, either directly or through discount brokers. If accounts are large enough, individually registered accounts may be established at more than one mutual fund family or brokerage.

Individually registered accounts may be opened in most programs with a minimum of $100,000, however some programs may have a smaller minimum investment. Fees for individual accounts normally range from 1% of assets to 2% based on account size. All fees are billed on a quarterly basis.

Prior to establishing an account, Gerald or Dr. Marvin Appel will review the clients' economic situation, current and prospective investment portfolio and investment objectives. Mutual fund families are recommended that best meet short term and long term objectives.

Appel Asset Management, under the the appropriate powers of attorney, will employ strategic market indicators to execute trades on behalf of clients among equity, bond and money market funds, or other instruments.  When declines are anticipated in the equity markets, capital will be placed into money market funds to earn interest. 

Clients receive quarterly asset valuations along with a quarterly reports reflecting the corporate assessment of market conditions. Clients also receive transaction reports following trades. 

Signalert does not provide accounting services for individual accounts.

Individually registered accounts may add or remove capital, as needed, at any time.