OUR MONEY MANAGEMENT PROCESS……

Getting to Know You Before We Place Your Assets…

Clients of Signalert receive, at the very start, personal and individualized consultations with one or more officers of the company as well as with one or more portfolio managers to review with you your entire financial and life situation.

Our aim is to create with you a life plan for investment and capital building established for your own particular circumstances, and an investment plan utilizing our, and other investment resources, that is designed to meet your individual needs.

We will review with you long term goals, target growth rates for your capital, tax issues, estate matters, and general financial planning – again with a view to meet the particular needs of your particular family.

We will also review with you your current investment holdings and help you make decisions in their regard. Then, and only then, we create and present to you a suggested investment program that we will carry forth on your behalf.

We do not even begin to invest your money until we know you, your needs, your goals, and your risk tolerances. We welcome the participation of your spouse as well.

Following your approval of our investment proposal, you receive assistance in completing the various applications and such required to open accounts at well known discount brokerage houses through which we invest -- at very low commission rates, incidentally, which we negotiate for our clientele. Your account will be managed in accordance with the objectives that we have agreed upon within whose outlines we exercise discretionary authority.

You receive notice of all transactions made in your behalf a short time following each transaction. You receive monthly statements from the brokerage. You have computer access to your accounts at all times. And you can speak with your personal representative, or even with our portfolio managers regarding the strategies guiding any investment positions or the progress of your account growth.

Your Portfolio Will Be Closely Watched, Actively Managed, Diverse, and Maintained With Your Individual Goals in Mind….

Depending upon your situation and investment objectives, your portfolio will include a blend of actual corporate and government bonds, bond and short term income mutual funds, money market funds, exchange traded funds (ETF’s), stock mutual funds, and possibly, individual securities.

The blend is carefully monitored on – believe it or not – a daily basis, changes made as needed. Not all trades are profitable. Sometimes, losses take place. However, by and large, losses are limited in size whereas profitable positions often run for months, sometimes for years.

Your total account is monitored, as well, on a regular basis in view of our personal knowledge of your needs and temperament, and in view of our market judgments.

You Should Know That Our Portfolio Managers Are Experienced, Serious, Honest, Dedicated and Available to You….

Apart from the principals of Signalert Corporation – whose biographies appear elsewhere on the site – the average length of experience at Appel Asset, and related companies, of our primary managers, as of the end of 2008, was 26 years! We have been been together for a long time -- as have many, many of our clients.

At Signalert, we also have multilingual account representatives who can listen to your needs: